Given the skyrocketing costs of health care, all seniors, regardless of financial status, need to be fully informed about Medicaid: a joint Federal and State program administered by local governments. Medicaid is a valuable service to seniors, because it can cover the cost of Home Care services or Nursing Home services, depending on the needs and eligibility of the applicant. The most common misconception about Medicaid is that it is solely a program for the poor. While Medicaid is designed to provide services to those who are “technically” impoverished, it also serves to prevent families from becoming impoverished by the costs of long-term health care while, at the same time, providing basic health care, either at home or in a senior care facility.
With respect to Medicaid planning, the general goal is to devise a plan which will give the client peace of mind and limit exposure to payments, claims or lawsuits brought by the Department of Social Services. With proper assistance, all of these goals can be met.
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